Lifetime Mortgages
-
secures financing against your home
There are a number of benefits to a Lifetime Mortgage, such as retaining ownership of your home, optional repayments and increased cash availability.
-
no regular repayments required
Designed to last for the rest of your life, there are no regular repayments required. You do, of course, have the option to make repayments if you wish
-
repayable after you sell
The loan only becomes repayable after you sell your home, die or permanently move out of the home.
What we offer
-
Mortgage and Protection advisory service
Affinity offers the complete mortgage advisory service tailored to meet our client's specific requirements
-
Market based and objective advice
This ensures that we can offer market based and objective advice that is not influenced in any way by how much commission is offered by product providers.
-
Most suitable product available
We work for you to ensure that you get the most suitable product available in the market that best meets your requirements. Our Fee Schedule and Terms of Business can be found on this page.
Mortgage Checklist
There are many types of mortgages available on the market and it can be confusing to know which one is right for you. This checklist is a prerequisite for any mortgage
- Most recent EDS, your last 3 months payslips, salary completed by your employer
- Current account bank statements from the last six months, last transaction to be dated within two weeks of submission
- Saving statements for the last six months, as above
- Last annual mortgage statement
- Existing loans, last six months statements
- Current Address, Photo Identification e.g. Utility bills electric, gas etc and passport or driving license
- Application form & Lender Declaration